Provides coverage for your home and personal property occurring from a variety of events. Such coverage is usually written on an all risk basis which typically includes fire, lightning, wind, vandalism, explosion and burglary/theft but is subject to exclusions such as flood, earthquake and nuclear events. Additionally, most homeowner’s insurance policies contain personal liability coverage which can provide coverage for potential lawsuits involving certain events occurring on and off your property.
Our web site provides simplified descriptions of coverages. These are not statements of contract. Coverage may not apply in all states. For complete details of coverages, conditions, limits, be sure to read your policy.