Commercial Umbrella or Excess Liability

Umbrella or excess liability policies are designed to increase the limits of your basic liability policy.

Umbrella policies extend the coverage limits of your basic general and or auto liability policies.

The general and/or auto police will pay first, then the umbrella policy will kick in once those underlying limits are exhusted.

Please call Charter Oak Agency at 203-655-9766 to discuss this valuable coverage.

Our web site provides simplified descriptions of coverages. These are not statements of contract. Coverage may not apply in all states. For complete details of coverages, conditions, limits, be sure to read your policy.